Terms of Service — Jogg

Effective Date: April 12, 2026 Last Reviewed: June 24, 2026

Welcome to Jogg, a professional AI/ML learning platform developed and operated by MokingBird Oy, a company registered in Finland. In these Terms of Service, "Mokingbird", "Jogg", "we", "our", and "us" refer to MokingBird Oy.

By downloading, installing, or using the Jogg application, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the service.

1. Agreement

These Terms constitute a legally binding agreement between you and MokingBird Oy governing your access to and use of Jogg.

By accessing or using Jogg, you confirm that:

• you can form a binding agreement under applicable law,
• your use complies with all applicable local, national, and EU law,
• you have provided truthful information where required,
• you have read and agree to our Privacy Policy.

If you use Jogg on behalf of an organisation, you confirm you have the authority to bind that organisation to these Terms.

2. What Jogg Provides

Jogg is an AI/ML learning and quiz platform that may include:

• three AI learning frameworks with nine layers each,
• organized lane-based learning with mastery tracking,
• mixed, random, and adaptive practice modes,
• Daily Jogg spaced repetition review sessions,
• arcade-style learning challenge modes,
• research paper-based quiz experiences (Papers Quest),
• user-requested paper quiz generation (Paper Request),
• custom quiz creation and sharing via code, link, and QR,
• progress tracking, XP, streaks, levels, and tier systems,
• certificate generation and verification,
• optional leaderboard participation,
• optional reminders and account security features.

Feature availability may vary by version, platform, region, or rollout stage.

3. Eligibility

You may use Jogg only if you are at least 16 years of age, or meet any higher minimum age required by the laws of your country of residence.

If you are under the applicable minimum age, you must not use Jogg. If a parent or guardian discovers that a minor has created an account, please contact [email protected] immediately.

4. Accounts and Access Modes

4.1 Guest Mode

Jogg supports guest access for limited exploration without creating an account.

In guest mode:

• you can access a limited set of sample questions (approximately 10),
• activity may be stored locally on-device only,
• no progress is saved to a server-side account,
• certain features require a registered account, including: progress sync, certificates, leaderboard, history, and account management functions.

4.2 Registered Account Mode

By creating an account, you gain access to account-bound features including:

• persistent progress tracking and quiz history,
• certificate generation and download,
• leaderboard participation (opt-in),
• data export and account deletion,
• cross-session and cross-device continuity,
• access to premium features if subscribed.

4.3 Account Security

You are responsible for:

• keeping your login credentials secure and confidential,
• not sharing your account with others,
• notifying us promptly at [email protected] if you suspect unauthorised access.

We are not liable for loss resulting from unauthorised use of your account where you have failed to take reasonable steps to protect your credentials.

5. User Responsibilities

You agree to use Jogg only for lawful purposes. You must not:

• use the service to harass, harm, or impersonate others,
• attempt to gain unauthorised access to accounts, content, or backend infrastructure,
• reverse engineer, decompile, or disassemble protected parts of the app except where expressly permitted by law,
• use automated tools, bots, or scripts to access or interact with the service,
• scrape or republish substantial portions of question content or app materials without written permission,
• use shared quiz systems for spam, harassment, impersonation, or illegal content distribution,
• artificially inflate XP, leaderboard scores, or progress metrics,
• spread harmful, deceptive, or malicious material through any app feature.

We may suspend or terminate access where these obligations are breached.

6. Educational Nature of the Service

Jogg is an educational product designed to help users learn AI/ML concepts through interactive and gamified experiences.

Jogg does not guarantee:

• exam success, interview success, or academic performance,
• job placement or professional advancement,
• academic credit or accredited certification,
• the accuracy of all generated, adapted, or summarised content in every case.

Users remain responsible for independently verifying important information, especially where research papers, generated materials, or summarised content are involved. Real-world decisions with professional, academic, or safety-critical consequences should be reviewed by a qualified human expert.

7. Content and Question Systems

Jogg may include:

• human-curated questions,
• structured lane-based question banks,
• generated or generation-assisted question sets,
• research paper-linked question flows,
• adaptive and personalised question selection.

Generated or adaptive content may evolve over time. We may modify, remove, rebalance, or replace content, question pools, scoring logic, or quiz formats at any time where reasonably necessary to maintain quality or accuracy.

8. Shared Quizzes and User-Created Activity

Jogg includes custom quiz and sharing functionality, including:

• share codes (6-character),
• links and QR-based join flows,
• public or private quiz settings,
• organiser and participant flows.

If you create or share a quiz, you are responsible for using these features lawfully and respectfully. You must not use quiz-sharing systems for abuse, harassment, spam, impersonation, illegal content, or deceptive distribution.

We may remove, restrict, or disable shared quiz content or access where necessary to protect the service or its users.

9. Leaderboards and Public Display

Leaderboard participation is entirely optional and requires explicit opt-in. If you opt in, selected information (username and approved performance indicators) may be displayed to other users.

You are responsible for choosing an appropriate username and profile presentation. We may moderate, limit, or remove leaderboard entries in cases involving abuse, technical issues, or policy enforcement.

10. Payments, Subscriptions, and Pricing

10.1 Pricing Tiers

Jogg may operate under one or more of the following commercial models:

• Free / Freemium: Limited access, no payment required.
• Premium (Monthly): Full access billed monthly, auto-renewing.
• Max: A 12-month subscription entitlement with the scope and renewal terms displayed at purchase.
• In-App Add-Ons: Optional purchases such as extra question packs or premium features.
• Enterprise / Institutional: Custom licensing for organisations.

Not every pricing option is necessarily live on every platform or at every stage. Pricing rollout is completed in stages. Current and final pricing will be clearly published in-app and on our website when each option is live.

10.2 Billing

When paid products are released, mobile purchases will be processed through Apple App Store or Google Play. We do not directly store full payment-card information. The current development build may contain billing scaffolding and preview purchase flows that are not production transactions.

10.3 Auto-Renewal

Configured auto-renewing subscriptions, including Monthly Premium and Max, renew at the end of each billing period unless cancelled before the renewal date. You can manage or cancel subscriptions in your App Store or Google Play account settings.

10.4 Cancellation

You may cancel a subscription at any time. Cancellation takes effect at the end of the current billing period. No partial refunds are issued for unused time in the current period unless required by applicable law.

10.5 Refunds

Refund requests are subject to the policies of Apple App Store or Google Play Store. If you have a billing concern, contact [email protected] and we will do our best to assist.

10.6 Price Changes

We reserve the right to change subscription prices. For existing subscribers, we will provide at least 30 days' notice before a price change takes effect. Continued use after the change takes effect constitutes acceptance of the new price.

10.7 Changes to Features or Pricing

We may change features, access tiers, commercial packaging, or free-versus-paid boundaries. Where we do so, we will aim to give reasonable notice and will clearly communicate material changes that affect paid subscribers.

10.8 Current Published Plan Reference

The current intended launch packaging is Freemium, Monthly Premium at EUR 6.99/month, and Max at EUR 34.99/year, plus optional per-layer question packs. Freemium currently includes five custom quiz creations and five joins per calendar month, Arcade levels 1-20, and up to three certificate downloads. Store listings and the in-app store response control the final local price and availability.

11. Intellectual Property

11.1 Our Rights

Jogg, including its branding, app structure, question content, quiz systems, graphics, product design, and all associated intellectual property, is owned by or licensed to MokingBird Oy unless otherwise stated.

You are granted a limited, non-exclusive, non-transferable, revocable licence to use Jogg solely for your personal, non-commercial educational purposes.

11.2 What You May Not Do

• Copy, reproduce, or commercially redistribute our question content or app content.
• Use our content to create competing products or services.
• Use our trademarks, logos, or brand materials without our written permission.
• Scrape or republish large portions of question content without permission.

11.3 Third-Party Materials

Research papers and third-party materials referenced through Jogg remain subject to their own intellectual property rights and licences. Jogg's paper-based content is original educational material inspired by published works, not reproductions of those works.

11.4 User Feedback

If you provide feedback, ideas, or suggestions to us, we may use them to improve Jogg without any obligation to compensate you, unless otherwise agreed in writing.

12. Certificates

Certificates issued by Jogg upon completion of learning lanes are:

• issued by MokingBird Oy / Jogg as recognition of achievement within the platform,
• assigned a unique verification code and verifiable through available Jogg verification surfaces; a public website verification page may be deployed separately,
• for personal development and learning motivation purposes,
• not academic degrees, diplomas, or formally accredited credentials recognised by any academic institution or professional body.

Employers and academic institutions are under no obligation to recognise Jogg certificates. We reserve the right to modify or discontinue the certificate programme with reasonable notice.

13. Service Availability

We do not guarantee that Jogg will always be uninterrupted, error-free, or available on all devices or regions. The service may be unavailable due to:

• scheduled maintenance,
• third-party service outages,
• technical issues,
• device or platform restrictions,
• security actions,
• events beyond our reasonable control (force majeure).

14. Account Suspension and Termination

14.1 By You

You may stop using Jogg at any time and delete your account via app Settings. Deletion is handled in accordance with our Privacy Policy.

14.2 By Us

We may suspend, restrict, or terminate your account without prior notice if you:

• breach these Terms,
• engage in fraudulent, abusive, or illegal activity,
• attempt to compromise the security or integrity of the service.

In cases of termination, any paid subscription may be pro-rated and refunded at our discretion in compliance with applicable law.

14.3 Effect of Termination

• Access to premium features ceases immediately on termination.
• Data is handled per our Privacy Policy (30-day soft delete, then permanent erasure).
• Some records may be retained where required for security, fraud prevention, or legal reasons.
• Termination does not automatically erase every record where retention is required by law or legitimate operational need.

15. Disclaimer of Warranties

TO THE EXTENT PERMITTED BY APPLICABLE LAW, JOGG IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND.

WE DO NOT WARRANT THAT:

• ALL CONTENT IS ERROR-FREE OR COMPLETE,
• GENERATED CONTENT IS ALWAYS ACCURATE,
• THE SERVICE WILL ALWAYS MEET YOUR SPECIFIC GOALS,
• UNINTERRUPTED ACCESS WILL ALWAYS BE AVAILABLE.

Nothing in these Terms excludes or limits any statutory rights you may have as a consumer under applicable law.

16. Limitation of Liability

TO THE EXTENT PERMITTED BY APPLICABLE LAW, MOKINGBIRD OY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF JOGG.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS UNDER THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM.

Nothing in these Terms excludes liability that cannot be excluded under applicable law, including liability for death or personal injury caused by our negligence, fraud, or any liability that Finnish or EU consumer protection law does not permit to be excluded.

17. Privacy

Your use of Jogg is governed by our Privacy Policy, which is incorporated into these Terms by reference. If there is any conflict between these Terms and the Privacy Policy in matters of data processing, the Privacy Policy controls.

18. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of Finland and applicable European Union law, without regard to conflict-of-law principles.

Any disputes arising from these Terms shall be subject to the jurisdiction of Finnish courts, without prejudice to your mandatory consumer protection rights under the law of your country of habitual residence.

If you are a consumer in the EU, you may also use the European Online Dispute Resolution platform: ec.europa.eu/consumers/odr

19. Changes to These Terms

We may update these Terms from time to time. When we make material changes, we will:

• update the "Last Reviewed" date at the top,
• provide in-app notification,
• for significant changes, provide at least 30 days' notice to existing users.

Continued use of Jogg after updated Terms take effect constitutes acceptance, subject to applicable law.

20. Severability

If any provision of these Terms is found invalid or unenforceable under applicable law, that provision will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions remain in full force.

21. Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and MokingBird Oy regarding your use of Jogg and supersede all prior agreements on the same subject matter.

22. Contact

For questions about these Terms:

MokingBird Oy Email: [email protected] Subject: "Terms — Jogg" website https://jogg.mokingbird.xyz

23. Plain-Language Summary

In short:

• Jogg is an educational AI/ML learning app,
• guest mode exists but full features require an account,
• subscription and one-time purchase options exist (rollout staged by platform),
• leaderboard participation is always opt-in,
• we may update content and pricing with notice,
• you must use the service lawfully and responsibly,
• Jogg does not guarantee academic, professional, or career outcomes,
• your consumer rights under applicable law are not affected by these Terms.

These Terms are governed by Finnish law and EU consumer law. MokingBird Oy, April 2026.